The Benefits of Owning Precious Metals

• A troy ounce is the unit metal is weighed in. It is heavier than a kitchen ounce.
• Purity is written as a decimal: .999 is 99.9% pure; .9999 is finer still; 22-karat is .9167 and alloyed for hardness.
• The “spot price” is the going price for a plain ounce, right now. Coins and bars cost more than spot because someone made them.
• Bullion is metal valued for its metal content. Numismatic coins are valued for rarity. We deal in bullion.

• Coins from sovereign mints are recognised worldwide and easy to sell one at a time.
• Bars carry less making cost per ounce and suit larger, stored holdings.
• Delivered metal is your responsibility to store and insure. Stored metal sits in a depository in your name.
• Metal inside a retirement account is held by the custodian's depository, not at home.

• Prices rise and fall. Metal is for holding, not for timing.
• The most useful question is not “gold or silver?” but “what portion of my savings, and why?”

We explain; we do not advise. Whether metal belongs in your savings, and how much, is your decision — ideally after a word with your own financial and tax professionals.